Ellie is one of a kind. She has been a key partner to our business and has run the extra mile to ensure our clients are looked after. I highly recommend her for any non-conforming lending scenarios.
Nader Broker Partner
We're not a bank.
We understand life can throw some curveballs, and when it does, most lenders don’t have the speed and flexibility to help. But we do.
Flexible Lending Solutions
Banks and other traditional lenders typically take a cookie-cutter approach to lending, and if you don’t fit within their often narrow lending criteria then you’re on your own.
Even if you do fit, it can often take months of hoop-jumping before you actually get approved.
Available loan features*
- Flexible income assessment
- All security types considered
- No upfront fees
- Capitalised Interest
- Unlimited Cash Out
- Specialised securities considered
- Major Credit Impairment Considered
- Brokerage up to 3.5%
- Settle in 48 hours from Formal Approval being signed
- Interest rates from 6.99% per p.a
- Residual Stock – Individual Values
- Second Mortgages
- SMSF Borrowers
- Non-Resident Borrowers
- Loan amounts up to $10M*
Why Choose Oak?
WE’RE TRANSPARENT
No hidden fees or charges, no confus- ing double-speak. With us you’ll always know where you stand because we’ve got nothing to hide.
WE’RE HELPFUL
Our lending is simple, flexible and fast. We can settle loans in as little as 48 hours and your dedicated BDM will guide you through the process.
WE’RE 100% AUSTRALIAN
With Oak you’ll always talk to a real, locally based specialist. They’re there to help you when you need them. No overseas call centres, and with a dedicated BDM, you’ll always speak to the same person.
With any out of the box scenarios that are out-of-the-box, my team call Andrew immediately to assist working through lending possibilities. His experience has proved the key to getting complex transactions over the line.
John Broker Partner
TK is a dedicated and efficient finance professional. He goes above and beyond for his clients and business partners to ensure equitable solutions for all parties involved. His knowledge of the private funding space is exceptional and his ability to appropriately structure, negotiate and close transactions holds him firmly as a professional to be held in the highest regard.
Luay Broker Partner
There are lender BDM's, then there is Ellie. Ellie has contributed to a large part of our success with her can do attitude. She goes above and beyond to ensure scenarios are looked at with a microscope and then goes on to ensure deals are settled. She is always available to discuss and never shy's away from a challenge.
Mohanjit Broker Partner
Thank you for your amazing service through this process Toby. I was surprised at how quickly Holly and yourself could issue the approval, you made it so transparent for me I was able to handle the client with ease and achieve an outcome in under a week. I look forward to working with you both again in the future.
Alex Broker Partner
I wanted to sincerely thank you for your support. As a boutique firm with 10 senior valuers we could not survive without relationships such as yours. We love working with people who treat us as part of their team. This is certainly true of Oak Capital and its entire team.
Ian Hyman Hymans Valuers
*These are not our extensive terms and conditions and may not accurately represent loan terms you are eligible for. Restrictions and loadings apply. Not all loan features are be available on all loans or products. Terms and conditions apply for 48 hours settlement, not available on all product types. For full terms and conditions read the Oak Capital product guide and speak to your dedicated BDM.